We have used the CFPB regulations to cancel dozens of trials and hundreds of sales for borrowers who are awaiting for an answer from their lender or appealing a denial.
If you want to know more about how a bankruptcy could help you, schedule a free consultation with one of our bankruptcy attorneys today.
“There is nothing like waiting for that knock on your front door to be served foreclosure papers. Desperate after consulting with another attorney I decided to go to the courthouse to look up some paperwork on our home. As I was getting the paperwork I ran into an attorney who worked for the banks and though he could not directly help me I asked him which foreclosure defense attorney would be his highest recommendation. I will never forget his response. He said, ‘If you want the guy who is the biggest pain in the butt for the banks I would suggest Malcolm Harrison.’ Since the courthouse was closing I got the paperwork I needed and immediately called Mr. Harrison’s office. Due to the urgency of my situation, Mr. Harrison offered to see me that night. I don’t think I was even able to come in to see him until roughly 8pm. Yes he was still working, he gave me all the time I needed and said he would put in an emergency hearing with the judge to stop the final judgment. He did just that! The simple fact is, if it wasn’t for Mr. Harrison I would have lost my house a few years ago. Furthermore by virtue of time I received a letter one day that explained that our second mortgage was completely wiped away free and clear. It was for a very large amount, which has now given us equity in our home and Mr. Harrison and his amazing staff are now in the middle of negotiating a loan modification for us. My heart goes out to anyone who is facing foreclosure and my suggestion is, if you want help, just as that bank attorney advised me that day in the courthouse ‘you want the guy who is the biggest thorn in the banks side, call Malcolm Harrison’.”
“We were many years into foreclosure and our lender seemed determined to take our home. Luckily, we had engaged Malcolm Harrison and his team. With their help we were able to work things out with a very uncooperative lender. Malcolm, Michelle, and William have a world of knowledge and demonstrate endless patience. They returned our calls promptly, something unheard-of with most attorneys. And yes, they do answer midnight emails. With that kind of diligence, it’s not surprising that they are so successful. The holidays will be better this year, knowing that our house is ours once again. And as we give thanks, you can bet we will be grateful for having met Malcolm Harrison.”
“When I first signed up with Malcolm Harrison’s law firm, I was already in a really bad position with my home. I hadn’t made a payment for 2 years and I was served papers to appear at court. I had already been to mediation and I was a few months away from losing my home. I drove 2 hours to see Mr. Harrison because an old colleague of his told me he was worth it, and boy was he right. He sent me monthly newsletters that highlighted what the banks were doing and what he was also doing. I was always well informed of what was going on and I feel like Mr. Harrison and a lot of his other staff and lawyers really truly cared about whether I lost my house or not. I would email Mr. Harrison or other staff members late at night with my concerns and funny enough I would always get an email back at 11pm or 1am because Mr. Harrison was up working. Thanks to this law firm and the caring staff I kept my home, my principle was reduced, and my mortgage is now affordable. There is no doubt in my mind that I would have lost my house without them and I know they pride themselves in a job well done.”
“My husband and I have been struggling for some time now to make ends meet. We were unable to pay our mortgage. We were in danger in losing our home, and like most families it is one of the scariest positions to be in. Fortunately there was a light at the end of the tunnel for us. A friend recommended Malcolm to me, and after that our lives totally changed. Malcolm and his staff worked very close with us and the bank, and were able to bring our mortgage down to a very affordable monthly rate. We went from paying $1900.00 per month to $1236.00 per month including taxes and insurance. What more can we ask for? My husband and I are very happy with our new payment. We are now able to keep our home and have a roof our family’s heads. I will continue to recommend Malcolm to my family and friends. Malcolm and his staff are truly the best.”
“We were in default on our mortgage and were served with foreclosure papers in September 2012. The value of our property had decreased and we no longer were interested in fighting the Bank. Malcolm Harrison’s office was recommended by the public aid department of Palm Beach County. Mr. Harrison spent time with us exploring the situation and agreed to represent us in an attempt to negotiate a deed in lieu. He and his staff were very diligent and available. We heard from them weekly with updates. Plus, when we had questions, they responded immediately and professionally. The bottom line is that the firm brought the negotiations to the desired conclusion in less time than originally estimated. Foreclosure was avoided and a deed in lieu was obtained.”
“I brought my case to Malcolm’s office in 2011. I really wanted to keep the property; I just couldn’t afford the payments. With Malcolm’s help, I was able to stay in my home for some time allowing me to save money for a modification. After submitting my financials to the office, they sent a package to the bank requesting a loan modification. I was approved for a HAMP Modification and I was forgiven my second loan of $48,000.00 by Bank of America. My credit report now shows that our loan has been ‘modified’. Mr. Harrison’s office helped save my home and I am so grateful for this.”
“When I came to Malcolm in 2010 they had already set a Sale Date for my home. Mr. Harrison was able to stop this sale date. In 2012 I received a loan modification with Ocwen. I was given a Shared Appreciation Agreement with a lowered principal balance. With the help of Malcolm and his staff our monthly payments have been dropped. Now I can make my monthly payments without the fear of losing my home.”